Top 5 Home Insurance Companies in Richland County, SC
Check out the most popular Home Insurance agencies & companies in Richland County, SC & compare the best quotes from them.
Discounts Available on Homeowners Insurance in Richland County, SC
If you're a homeowner in Richland County, SC, you know your home is one of your most valuable assets. And while your home is a haven for you and your family, it's also susceptible to damage from severe weather, fires, and burglaries. That's why it's so important to have home insurance. Home insurance protects your home and possessions from damage or loss due to covered events like fires, severe weather, and theft. It also provides liability coverage if someone is injured on your property. In the event of a covered loss, your home insurance policy will help you pay to repair or replace your home and belongings.
The average cost of homeowners insurance in Richland County, SC, is $747.87. When choosing homeowners insurance in Richland County, SC, there are many things to consider. Some of the most important factors include the value of your home, the amount of coverage you need, and the type of policy you want. To find the finest homeowner insurance in Richland County, South Carolina, homeowners must examine all insurance policies, discounts, and prices offered by insurance companies. Different insurance companies may have different terms for their policies. The top Richland County, South Carolina, home insurance companies are listed below.
Factors Affecting Home Insurance in Richland County, SC:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners Insurance Richland County - Rates by Coverage Level
Your home is one of your most valuable assets, so it’s important to have the right amount of insurance to protect it. The coverage you need depends on many factors, including the value of your home, your personal belongings, and your risk for liability. The coverage level you choose greatly impacts your home insurance rates. In general, the higher the coverage level, the higher the premium. But other factors can also affect your rates, so it’s important to compare quotes from multiple insurers to get the best deal. For instance, in Richland County, SC, homeowners choosing $300K coverage spend $1205 for their home insurance.
Homeowners Insurance Richland County - Rates by Deductibles
The amount of your deductible is one of the most important factors in determining your home insurance rates. A higher deductible means you will be responsible for a greater portion of any damages that occur, and your rates will reflect this. If you have a history of filing claims or live in an area prone to natural disasters, you can also expect to pay more for your home insurance. For example, in Richland County, South Carolina homeowners who select a $2500 deductible pay $537 for their home insurance. Homeowners who chose a $500 deductible for their homeowner's insurance in Richland County, South Carolina, pay $739.
Homeowners Insurance Richland County - Rates by the Age of the Home
The age of your home is a vital factor that insurers use to calculate your premium. If you have a newer home, you can expect to pay less for insurance than if you have an older home. This is because newer homes are usually built to higher standards and are more resistant to weather damage and other risks. On the other hand, older homes are more likely to have problems that will require repairs or replacement, which can be costly. For instance, in Richland County, South Carolina, residences that are 40 years old cost $768 more to insure than newly built homes, which cost $554.
Homeowners Insurance Richland County - Rates by the Safety Features
In Richland County, SC, having certain safety features can lower your insurance rates. Certain safety features can help offset crime risk and lower your home insurance rates. These features include security systems, deadbolt locks, and fire extinguishers. If your home has these features, mention them to your insurance agent when shopping for a policy. For instance, in Richland County, South Carolina, households with fire extinguishers pay $696 for home insurance.
Top Home Insurance Companies in Richland County, SC
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 20.36% |
| Allstate | A+ | 9.81% |
| Nationwide | A+ | 4.76% |
| GEICO | A++ | 3.95% |
| Erie | A+ | 2.8% |
Top Nationwide Home Insurance Agents in Richland County, SC
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| David J Brallier Agency | 452 Killian Road Suite D 29203-9751 |
803-764-6779 | |
| Matthew Beaty Agency | 798 Hwy 1 South 29078-9176 |
(803) 438-7200 | |
| Gail Moseley Agency Inc. | 113 Park St Ne 29164 |
(803) 564-3315 | |
| Bill Cochran Insurance Inc | 3940 Augusta Hwy 29054-9666 |
803-532-4283 | |
| Herberta J Jones | 115-A LIBRARY HILL LN 29072 |
803-739-2345 | |
| Billy Hoylen Insurance Agency Inc. | 2043 W Dekalb St 29020-2094 |
803-432-4545 | |
| Michael A. Attanasio | 100 Old Cherokee Rd STE B 29072-7959 |
(803) 957-8004 | |
| Michael L. Warren | 657 Bultman Drive 29150 |
(803) 938-8200 | |
| Insurance One | 1179 SUNSET BLVD 29169 |
803-936-1601 | |
| Calvin C Sheets Jr | 1615 Wilson Rd 29108-3053 |
803-276-2220 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Stephanie Fagerstrom | 1221 Bower Pkwy Ste 101 www.insurewithstephanie.com 29212 |
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| Dennis Pratt | 1608 W Main St www.dennisbpratt.com 29072 |
(803) 359-5444 | |
| Skip Parker | 1441 Main St., 15Th Floor www.skipparker.com 29201 |
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| David Olson | 200 N Lake Dr www.davecolson.com 29072 |
(803) 808-7295 | |
| Tari Boxwell | 1600 Saint Julian Pl 29204 |
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| Rob Akers | 2313 N. Broad St. 29020 |
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| Jason Dederich | 1130 WARING ST NE www.jasoninsuresme.com 29115 |
803-534-3812 | |
| Andy Cabacungan | 7001 Saint Andrews Rd Ste A16 www.andycabinsurance.com 29212-1137 |
803-732-3800 | |
| Josh Salmans | 207 LAKE VISTA DR www.joshsalmans.com 29036 |
803-345-7061 | |
| Todd Klink | 1170 Wilson Hall Rd www.toddklink.com 29150 |
(803) 469-3030 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Deiwert Insurance | 100 Obrian Way 29063 |
(843) 206-4940 | |
| Strong Insurance Services | 501 Rutledge St www.strong-ins.com 29020 |
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| Jones & Associates Insurance Agency Inc. | 4064 BELTLINE BLVD 29204 |
803-256-8983 | |
| Accardo Agency Inc | 6158 Saint Andrews Rd www.accardo.com 29212-3122 |
803-772-4000 | |
| Hoffman Insurance Group | 1022 ST ANDREWS RD SUITE 1 29210 |
803-551-5551 | |
| Charles M Mills Insurance Agency Inc. | 179 1/2 Columbia St www.mills-insurance.com 29706-2922 |
803-581-8181 | |
| Brown Insurance Agency Llc | 120 Columbia Ave 29036-9420 |
803-345-5957 | |
| Barton Insurance Group Llc | 154 S Main St 29010-1418 |
803-484-6359 | |
| Wachter Insurance Agency Inc. | 413 Butler St St.\u00a0Matthews 29135 |
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| Culnan Insurance Agency Llc | 503 Chester Avenue 29055-1207 |
803-482-2180 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Mark Nickerson | 1628 Saint Matthews Rd Ne 29118-2439 |
(803) 531-2004 Email:warwickagent@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Aaron Scott | 1976 Paxville Hwy 29102-6432 |
803-433-1100 | |
| David Pfau | 10603 Two Notch Rd 29045 |
(803) 699-4480 | |
| Ark Insurance Gorup | 7626 Two Notch Rd 29223-6222 |
803-788-1200 | |
| Heartland Financial | 2526 Emanuel Church Rd 29170 |
(864) 993-3818 | |
| Anthony Wright | 9016 Farrow Rd Ste A 29203-8933 |
803-736-5999 | |
| Frontier Insurance Solutions | PO Box 577 29102 |
(803) 435-8891 | |
| Thomas Obannon Agency | 1700 Laurel St 29201 |
(803) 741-5976 | |
| Jonathan Watson Jr | 9400 TWO NOTCH RD SUITE D 29223 |
803-736-7077 | |
| Michael A. Lapella | 305 Main St 29016-8324 |
(803) 786-2224 | |
| Kate Popova | 1407 MAIN HWY 29003 |
803-245-1117 |
| Erie | GEICO | State Farm | |
| Median Home Value ($) | 168,690 | 148,690 | 158,690 |
| Construction year | 2007 | 1975 | 1978 |
| Home Coverage ($) | $175000-$200000 | $125000-$150000 | $100000-$125000 |
| Total Premium ($) | $1434 | $1125 | $716 |
Richland County, SC Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Nationwide | upto 11% |
| Erie | upto 24% |
| GEICO | upto 24% |
| Allstate | upto 24% |