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Home Insurance Costs with Deductible Scenarios in North Charleston, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
North Charleston, SC $155900 $709 $975
Ravenel, SC $150900 $719 $989
Hanahan, SC $205700 $643 $884
James Island, SC $283500 $721 $992
Wadmalaw Island, SC $293800 $1126 $1,549
Folly Beach, SC $577500 $1725 $2,374
Johns Island, SC $260400 $746 $1,026
West Ashley, SC $232800 $696 $958
Ladson, SC $138000 $561 $772
Lincolnville, SC $117400 $579 $796

Impact of Coverage Amount on Home Insurance Cost In North Charleston, SC

Coverage Amount Home Insurance Cost ($)
$100,000 $712
$200,000 $1,789
$300,000 $2,428
$400,000 $3,100
$500,000 $3,968
$750,000 to $1000,000 $4,588
Above $1000,000 $5,425


North Charleston, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
North Charleston, SC Average Home Insurance Cost$986.88
State Average Home Insurance Cost$989
Difference Vs national Average-237.12

Top Homeowners Insurance Companies in North Charleston, SC

Insurance Provider Average Homeowners Insurance Cost($)
United $1,745
Allstate $1,395
Safeco $1,353
Farmers $1,327

North Charleston, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -128 859
One Claim +49 1036
Two Claims +138 1125