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Home Insurance Costs with Deductible Scenarios in North Charleston, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
North Charleston $145,000 $747 $1,111
Ravenel $125,000 $600 $1,018
Hanahan $185,000 $784 $1,603
James Island $260,000 $1,342 $2,014
Wadmalaw Island $310,000 $1,383 $2,473
Folly Beach $550,000 $2,520 $4,262
Johns Island $225,000 $1,068 $1,724
West Ashley $215,000 $1,057 $1,629
Ladson $125,000 $608 $917
Lincolnville $100,000 $497 $838

Impact of Coverage Amount on Home Insurance Cost In North Charleston, SC

Coverage Amount Home Insurance Cost ($)
$100000 $902
$250000 $1,082
$500000 $1,732
$750000 $2,251
$1000000 $2,882
More than $1000000 $3,332


North Charleston, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
North Charleston, SC Average Home Insurance Cost$820
State Average Home Insurance Cost$1,228
Difference Vs national Average-404

Best Home Insurance Quotes & Estimates for Properties Near North Charleston, SC

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $208,500 $630 Gatewood St, Jasons Cove, Greenleaf Ct
$2500-$5000 Deductible $206,500 $700 Chemistry Cir, Habersham Ln, Mulligan Way, Rustlers Ct
$500- $1000 Deductible $226,000 $990 Osborn Ave, Beckton St
$2500-$5000 Deductible $165,000 $390 Berkers Ct W
$500 Deductible $160,000 $650 Gatewood St, Jasons Cove, Greenleaf Ct
$500- $1000 Deductible $320,000 $1040 Chemistry Cir, Habersham Ln, Mulligan Way, Rustlers Ct
$500 Deductible $65,500 $330 Osborn Ave, Beckton St
$1000-$2500 Deductible $489,500 $1670 Berkers Ct W

Top Homeowners Insurance Companies in North Charleston, SC

Insurance Provider Average Homeowners Insurance Cost($)
United $1,745
Allstate $1,395
Safeco $1,353
Farmers $1,327

North Charleston, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -49 771
One Claim +57 877
Two Claims +82 902