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Home Insurance Costs with Deductible Scenarios in Irmo, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Irmo, SC $158500 $718 $987
Arcadia Lakes, SC $293200 $1124 $1,547
Red Bank, SC $118800 $492 $676
Lake Murray of Richland, SC $314800 $1172 $1,612
South Congaree, SC $126200 $618 $851
Woodfield, SC $100000 $461 $635
Camp Ground, SC $161700 $638 $878
West Columbia, SC $133500 $545 $750
Oak Grove, SC $126800 $521 $717
Dentsville, SC $109700 $505 $695

Impact of Coverage Amount on Home Insurance Cost In Irmo, SC

Coverage Amount Home Insurance Cost ($)
$100,000 $639
$200,000 $1,904
$300,000 $2,608
$400,000 $3,037
$500,000 $3,887
$750,000 to $1000,000 $4,495
Above $1000,000 $5,315


Irmo, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Irmo, SC Average Home Insurance Cost$999.36
State Average Home Insurance Cost$989
Difference Vs national Average-224.64

Top Homeowners Insurance Companies in Irmo, SC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,459
Safeco $1,353
Farm Bureau $1,067
Universal Insurance $843

Irmo, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -130 869
One Claim +90 1089
Two Claims +130 1129