Top 5 Home Insurance Companies in Horry County, SC
Check out the most popular Home Insurance agencies & companies in Horry County, SC & compare the best quotes from them.
Average Cost of Homeowners Insurance in Horry County, SC
The average cost of homeowners insurance in Horry County, SC, is $1006.26. For most people, buying a house is the single most significant investment they will ever make. But so many people neglect to consider the other important aspect, i.e., taking home insurance. Homeowners in Horry County, SC, should protect their investment in natural disasters like tornadoes and fires or artificial problems like vandalism and theft.
Exploring the right home insurance in Horry County, SC, that fits your needs can be difficult. Therefore, one must understand what they could attain from their insurance policy and the losses covered under homeowners insurance in Horry County, SC.
Below are a few affordable and cheapest home insurance companies in Horry County, SC.
Factors influencing home insurance in Horry County, SC:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by number of claims
4. Homeowners insurance rates by the materials used
Homeowners insurance in Horry County - Rates by coverage levels
Insurance companies use risk assessment tools to decide the price of your home insurance in Horry County, SC. These tools consider various factors, including whether you are buying a new property or an existing one, area of residence and location, and many more.
Below is the cost of home insurance in Horry County, SC, based on the coverage limit opted by the residents of Horry.
Homeowners insurance in Horry County - Rates by deductibles
A deductible is the insurer's money towards an insured loss. For instance, if a tornado causes collateral damage, the homeowner policy will cover your repair cost minus your deductible.
Homeowners in Horry County, SC, typically choose to pay a deductible of 1000 and 2000, where the premium charged is $900 and $769, respectively. Homeowners who choose to pay a low deductible have to pay a higher premium. For instance, homeowners who opted for a deductible of 500 pay $995 towards their home insurance in Horry County, SC.
Homeowners insurance in Horry County - Rates by number of claims
Homeowners who have filed claims earlier receive compensation for covered damages. But it also increases your home insurance in Horry County, SC. Homeowners who can afford to pay for minor damages out of pocket are more likely to save a few dollars on home insurance.
The policyholders with zero claims can purchase their policy for as low as $876 in Horry County, SC. The premium is higher for policyholders with one or two claims. Homeowners pay around $1077 and $1138, respectively, on their homeowners insurance in Horry County, SC.
Homeowners insurance in Horry County - Rates by materials used
Building a home is one of the most significant, most rewarding investments you will ever make. If you use more natural and less processed materials, like brick and stone, you'll extend the lifespan of your home. Long-lasting materials can save a few dollars on home insurance rates in Horry County, SC.
For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $956 and $916, respectively, on homeowners insurance in Horry County, SC.
Top Home Insurance Companies in Horry County, SC
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 20.36% |
| Allstate | A+ | 9.81% |
| Travelers | A++ | 5.58% |
| Liberty Mutual | A | 4.83% |
| Nationwide | A+ | 4.76% |
Top Travelers Home Insurance Agents in Horry County, SC
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Hometown Insurance Inc | 201 HWY 17 NORTH 29582 |
843-249-1454 | |
| Jeanne S Frey Ins Agency Inc | 1013 3RD AVENUE 29526 |
843-248-0070 | |
| Agr Insurance Agncy | 854 Jason Blvd Unit F 29577-6705 |
843-839-3898 | |
| Brightway Insurance Inc | 541 Highway 17 N 29582-2903 |
843-663-4440 | |
| Western Group Inc-Denver | 107 S. Railroad Street www.wgiinsurance.com 28383 |
Email:cortez@wgiinsurance.com |
|
| Aai-Andy Roy | 1341 44th Ave N Ste 101 www.affordableamericaninsurance.com 29577-5710 |
843-448-2420 | |
| Wallberg Company Inc | 501 8Th Ave 29511 |
||
| Veronica Leticia Zuniga | 7400 N Kings Hwy, Ste. 201 Myrtle\u00a0Beach 29572 |
||
| Mountain West Insurance & Financial Services | 5023 DICK POND RD UNIT 2 29588 |
(843) 445-7888 Email:alyf@mtnwestinsurance.com |
|
| The Insurance Team | 6655 Beach Dr Sw 28469 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Erik Muschette | 827 Surfside Dr 29575 |
(843) 238-7777 | |
| Nick Kurowski | 1710 HIGHMARKET ST 29440 |
(843) 546-2444 | |
| Charles Mcdade Lutcf | 2027 S Irby St 29505-3419 |
843-662-4164 | |
| Melissa Oxley | 312 Columbus Corners Dr 28472 |
(910) 642-4158 | |
| Melissa Bullock | 802 North Cedar St 28358-1648 |
(910) 738-1425 | |
| Matthew T. Roberts | 4702 Main Street 28470 |
(910) 754-4366 | |
| Amie Patel | 620 6th Ave S 29582-3310 |
843-249-7066 | |
| Nigel Green | 221 WARLEY ST 29501 |
843-665-7555 | |
| Jeanne Desroches | 417 S MAIN ST 29574 |
843-464-9344 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Robert Hodges | 1717 Main St 29526 |
||
| Sonya Daniels | 3781 Sea Mountain Hwy 29566 |
||
| Steve Maas | 308 S Mcqueen Street 29501 |
||
| Jeannie Hulse | 4605 D OLEANDER DR www.jeanniehulse.com 29577 |
843-448-9734 | |
| Matt Breakey | 305-A 2nd Loop Rd 29505-2813 |
(843) 665-2196 | |
| Ben Rister | 136b S Church St www.benrister.com 29560-2658 |
843-374-2165 | |
| Eric Narzynski | 112 E Smith St www.yourspringagent.com 28472 |
(910) 640-3989 | |
| Margaret Hagerty | 2614 HWY 76 East Suite D www.margarethagerty.com 29571-6336 |
(843) 423-6600 | |
| Bridget Smith | 11899 Plaza Dr www.bridgetsmithinsurance.com 29576-9367 |
843-357-7100 | |
| Melissa Pessarra | 11649 Seven Creeks Hwy www.melissapessarra.com 28455-9343 |
(910) 640-1707 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Katherine E Smith | 111 EXECUTIVE PARK 29560 |
843-374-3555 | |
| Margaret M. Kramer | 305 E Broad St 29554 |
(843) 558-7761 | |
| Metts Insurance Agency Inc. | 1019 Highway 17 S STE 113 29582 |
(843) 353-6250 | |
| Michael C. Ferster | 10744 Ocean Hwy Unit E 29585-6508 |
(843) 546-0086 | |
| Katherine E Smith | 110 N MORRIS ST 29560 |
843-374-8539 | |
| Larry E Crum & Associates Llc | 4625 MAIN ST HWY17 BUSINESS 28470 |
910-754-4326 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jeanne Nuccio | 105 PALMETTO POINTE RD 29571 |
843-423-1053 | |
| Corey Metz | 11899 Plaza Drive 29576-9367 |
843-357-7100 | |
| Margaret Lujan | 220 Ronnie Ct Unit 2 29579 |
(843) 353-1974 | |
| Jeannette Gross | 304 WEST MAIN STREET 29536 |
843-774-5351 | |
| Mickey Scott | 4625 Main St 28470 |
(910) 754-4326 | |
| Aaron Grover | 321 Broadway St 29577-3974 |
843-626-3545 | |
| Corey Maire | 605 N 4th Avenue 29536-2501 |
843-774-6951 | |
| Steven Katz | 1215 48Th Ave North Myrtle\u00a0Beach 29577 |
||
| Mickey Sanders | 4420 Oleander Dr Ste 201 29577 |
(843) 839-9797 | |
| Melissa Potempa | 11649 Seven Creeks Hwy 28455 |
(910) 640-1707 |
| Nationwide | State Farm | Travelers | |
| Median Home Value ($) | 179,850 | 179,850 | 179,850 |
| Construction year | 2004 | 1994 | 2005 |
| Home Coverage ($) | $200000-$250000 | $175000-$200000 | $200000-$250000 |
| Total Premium ($) | $1239 | $1015 | $936 |
Horry County, SC Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 10% |
| Liberty Mutual | upto 17% |
| Nationwide | upto 10% |
| Allstate | upto 16% |