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Home Insurance Costs with Deductible Scenarios in Hilton Head Island, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Hilton Head Island $445,000 $2,214 $2,556
Beaufort $245,000 $1,455 $1,458
Hilton Head Island $445,000 $2,214 $2,556
Beaufort County $275,000 $1,584 $1,621
Wilmington Island $235,000 $1,373 $1,662
Tybee Island $365,000 $1,845 $2,448
Hardeeville $115,000 $600 $824
Bluffton $265,000 $1,325 $1,642
Port Royal $215,000 $1,231 $1,457
St. Helena Island $230,000 $1,213 $1,527

Impact of Coverage Amount on Home Insurance Cost In Hilton Head Island, SC

Coverage Amount Home Insurance Cost ($)
$100000 $1,057
$250000 $1,269
$500000 $2,030
$750000 $2,639
$1000000 $3,377
More than $1000000 $3,905


Hilton Head Island, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hilton Head Island, SC Average Home Insurance Cost$961
State Average Home Insurance Cost$1,228
Difference Vs national Average-263

Best Home Insurance Quotes & Estimates for Properties Near Hilton Head Island, SC

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $592,000 $2730 Gunpowder Pl
$1000-$2500 Deductible $385,500 $1460 Starboard Tack
$500 Deductible $163,000 $790 Starfish Dr
$2500-$5000 Deductible $624,000 $2360 Trimblestone Ln
> $10,000 Deductible $425,000 $810 Gunnery Ln
$500- $1000 Deductible $457,500 $1720 Warbler Ln, Merchant St
$500 Deductible $150,000 $650 Jingle Shell Ln
$500 Deductible $531,500 $1680 Timbercrest Cir, Legacy Ct

Top Homeowners Insurance Companies in Hilton Head Island, SC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,459
Travelers $1,368
Farmers $1,327
Farm Bureau $1,067

Hilton Head Island, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -115 846
One Claim +77 1038
Two Claims +106 1067