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Home Insurance Costs with Deductible Scenarios in Hilton Head Island, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hilton Head Island, SC $459000 $1034 $1,422
Beaufort, SC $210700 $653 $898
Hilton Head Island, SC $459000 $1034 $1,422
Beaufort County, SC $283800 $993 $1,367
Wilmington Island, GA $238100 $627 $863
Tybee Island, GA $493800 $1692 $2,328
Hardeeville, SC $137100 $558 $768
Bluffton, SC $284000 $993 $1,367
Port Royal, SC $211500 $654 $901
St. Helena Island, SC $232600 $696 $957

Impact of Coverage Amount on Home Insurance Cost In Hilton Head Island, SC

Coverage Amount Home Insurance Cost ($)
$100,000 $348
$200,000 $997
$300,000 $1,285
$400,000 $1,595
$500,000 $2,042
$750,000 to $1000,000 $2,361
Above $1000,000 $2,791


Hilton Head Island, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hilton Head Island, SC Average Home Insurance Cost$1,439.775
State Average Home Insurance Cost$989
Difference Vs national Average215.775

Top Homeowners Insurance Companies in Hilton Head Island, SC

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,459
Travelers $1,368
Farmers $1,327
Farm Bureau $1,067

Hilton Head Island, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -202 1238
One Claim +101 1541
Two Claims +187 1627