Top 5 Home Insurance Companies in Columbia, SC
Check out the most popular Home Insurance agencies & companies in Columbia, SC & compare the best quotes from them.
Find the Best Cost of Homeowners Insurance in Columbia, SC
Columbia, SC homeowners are paying an average of $949.44 in home insurance each year. Factors that affect the cost of a policy include home value,coverage type, deductible and age or the material used to build your house.There are multiple ways to reduce the homeowners insurance cost, and the easiest way is to choose a higher deductible. Below is the summary of average home insurance costs available to Columbia homeowners based on various factors.
Home Insurance Cost Based on Deductibles
The deductible is the amount of money that an homeowner pays out of pocket before their insurance policy begins to pay any claims. Choosing a higher deductible can help lower your monthly premiums, which in turn makes it more affordable as well. For example, homeowners in Columbia can get $681.69 worth of coverage for as little as $2500 with a considerable discount available by opting for higher deductibles.Homeowners receive insurance for $725.18 and $798.85 respectively, on deductibles $2000 and $1500.
Due to the risk of damage from fires or other combustion reactions, a fire-resistant house, for example, will cut your average annual premium to $816.51 in Columbia. Likewise, Columbia homes built with masonry and brick may expect to pay an average price for homeowners' insurance coverage of $901.96. Whereas homes built with superior and hail resistant roofs pay a higher amount $854.49 and $930.45 respectively.
The age of the home is a significant factor in determining the cost of home insurance. Older homes are more likely to have structural problems, which raises the risk and thus the rates. Homes in Columbia that are 40 or 50 years old pay $974.12 and $985.51, respectively.On the other hand newly built homes are less prone to damage and home insurance companies offer substantial discounts to newly constructed homes. For instance newly constructed homes in Columbia can avail lower insurance of $683.59.
Homes with distinctive features are more likely to demand a higher premium than the state average. For instance, homeowners in Columbia pay a cost of $968.42 to install a swimming pool. In addition, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $996.91 and $1006.40 respectively. Apart from these factors, Homeowners with high credit scores are likely to get lower rates from the Insurance companies.Credit score is a rating calculated and used by insurance providers that represents the chances of an individual filing a claim while under coverage.
Top Home Insurance Companies in Columbia, SC
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 20.36% |
| Liberty Mutual | A | 4.83% |
| Nationwide | A+ | 4.76% |
| GEICO | A++ | 3.95% |
| Erie | A+ | 2.8% |
Top GEICO Home Insurance Agents in Columbia, SC
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Mark Nickerson | 1628 Saint Matthews Rd Ne 29118-2439 |
(803) 531-2004 Email:warwickagent@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Matthew A Zumbrook | 4464 Devine St STE D 29205 |
(803) 254-0229 | |
| Dana L Barnard Lutcf | 1230 Broad River Road 29210-7619 |
803-772-0137 | |
| Gerhard E Wutti Lutcf | 7425 College St Ste 102 29063 |
(803) 732-4404 | |
| Matthew Belford | 1034 Briargate Circle 29210-6539 |
(803) 798-0692 | |
| Josh Protzek | 2650 AUGUSTA HIGHWAY 29071 |
803-359-1304 | |
| Dwayne Morein | 5305 Village Center Dr Ste 201 21044 |
(443) 203-5505 | |
| Kate Ong | 18538 HERITAGE HIGHWAY 29042 |
803-793-4888 | |
| Diana Gu Lutcf | 2251 Augusta Rd 29169 |
(803) 794-5550 | |
| Matt Brisk | 24-B South Wise Dr 29150-2516 |
(803) 775-6122 | |
| Carrie Taylor | 1070 S Lake Dr Ste I 29073-3701 |
803-356-0505 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Brad Romine | 2100 Gervais St Ste A www.bradromine.com 29204-1884 |
803-799-1998 | |
| Dave Ahrens | 10201 Two Notch Road www.daveahrens.com 29229-4387 |
803-788-2884 | |
| Josh Igo | 207 TRAVIS AVE 29138 |
864-445-8189 | |
| Verne Dooley | 224 N Main St 29010 |
(803) 484-5434 | |
| Brian Ownby | 1101 Knox Abbott Dr www.brianownby.com 29033-3323 |
803-796-7920 | |
| Gary Unruh | 1880 Columbia Po1144 www.garyunruh.com 29116 |
(803) 535-3002 | |
| Tina King Clay Casl, Clu, Chfc | 261 Broad St. 29150 |
||
| Maurice Powell | 528 Calhoun St www.mauricepowell.net 29832-1102 |
(803) 275-0011 | |
| Todd Klink | 1170 Wilson Hall Rd www.toddklink.com 29150 |
(803) 469-3030 | |
| John Hong | 25 E CALHOUN ST www.johnhongagency.com 29150 |
803-775-1168 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Michael A. Attanasio | 100 Old Cherokee Rd STE B 29072-7959 |
(803) 957-8004 | |
| Michael A. Attanasio | 6332 Saint Andrews Rd 29212-3126 |
(803) 750-9090 | |
| Insurance One | 1179 SUNSET BLVD 29169 |
803-936-1601 | |
| A&R Insurance And Financial Services Llc | 1909 Augusta Hwy Ste A 29072-2205 |
803-996-2727 | |
| Gail Moseley Agency Inc. | 113 Park St Ne 29164 |
(803) 564-3315 | |
| Jonathon R Brinson Agency | 2711 MIDDLEBURG DR STE 304 29204 |
803-733-5284 | |
| James D. Gregory | 133 SALUDA STREET 29706 |
803-385-3111 | |
| Jason Dean Tully | 1231 AMELIA ST www.tullyins.com 29115 |
803-534-8175 | |
| Gwynn Vaughan Ins Inc | 10628 Broad River Rd 29063 |
(803) 407-1477 | |
| Carl Letts Ins Agcy Inc | 7401 Parklane Rd 29223-7617 |
803-788-8341 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Accardo Agency Inc | 6158 Saint Andrews Rd www.accardo.com 29212-3122 |
803-772-4000 | |
| Strong Insurance Services | 501 Rutledge St www.strong-ins.com 29020 |
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| Neis Insurance Agency Inc | 1330 LADY ST FLOOR 3 neisinsurance.com 29201 |
(803) 799-5533 Email:info@neisinsurance.com |
|
| Jones & Associates Insurance Agency Inc. | 4064 BELTLINE BLVD 29204 |
803-256-8983 | |
| Deiwert Insurance | 100 Obrian Way 29063 |
(843) 206-4940 | |
| Ketrow Agency Group Inc | 711 E MAIN ST STE C www.ketrowinsurance.com 29072 |
803-454-6500 | |
| Charles M Mills Insurance Agency Inc. | 179 1/2 Columbia St www.mills-insurance.com 29706-2922 |
803-581-8181 | |
| Culnan Insurance Agency Llc | 503 Chester Avenue 29055-1207 |
803-482-2180 | |
| The Soltysiak Agency Llc | 945 E Main St Ste E www.thesoltysiakagency.com 29072 |
||
| Wachter Insurance Agency Inc. | 413 Butler St St.\u00a0Matthews 29135 |
| Liberty Mutual | GEICO | Erie | |
| Median Home Value ($) | 143,740 | 133,740 | 133,740 |
| Construction year | 1980 | 1988 | 1965 |
| Home Coverage ($) | $250000-$300000 | $250000-$300000 | $250000-$300000 |
| Total Premium ($) | $1234 | $1425 | $1363 |
Columbia, SC Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| GEICO | upto 21% |
| Liberty Mutual | upto 15% |
| Nationwide | upto 7% |
| Erie | upto 18% |