Check out the most popular Home Insurance agencies & companies in Clover, SC & compare the best quotes from them.
The average price of home insurance in Clover, SC, is $1122.51. As a homeowner in Clover, SC, you know that your home is one of your biggest investments. And, as with any investment, you want to protect it. That’s where homeowners insurance comes in. Homeowners insurance is a type of property insurance that covers your home and your belongings in the event of damage or loss. There are a lot of things that homeowners insurance covers, like fire, wind damage, theft, and more. It can even cover medical expenses if someone gets hurt on your property. And, if you have to live somewhere else while your home is being repaired, most homeowners insurance policies will help pay for that, too. Every policy differs, so you must talk to your insurance agent to ensure you have the right coverage. But, in general, homeowners insurance is a great way to protect your investment and give yourself peace of mind.
However, homeowners should compare rates from various home insurance companies in Clover, SC, before choosing a policy. Here are a few of the top house insurance companies in Clover, South Carolina, offering competitive coverage.
Factors Affecting Home Insurance in Clover, SC:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by the age of the house
4. Home insurance rates by the safety features
Homeowners Insurance in Clover, SC- Rates by Coverage Level
The coverage level you choose is the essential factor in determining your homeowners insurance costs. The higher your coverage level, the higher your premium will be. But it's important to remember that your coverage level should be based on the value of your home and your personal belongings. If you have many expensive items, you'll need to have a higher coverage level to ensure they're fully protected. For example, homeowners in Clover, South Carolina, who select a $300K coverage level pay $2328 for home insurance, compared to $530 for those who select a $100K coverage level. The chart below displays the various home insurance rates in Clover, South Carolina, according to the chosen level of protection.
Homeowners Insurance in Clover, SC- Rates by Deductibles
The policyholder's deductibles frequently influence rates for homeowners insurance. Lower premiums are associated with higher deductibles and vice versa. A deductible that homeowners feel comfortable paying out of pocket in the event of a claim is frequently their choice. The deductible is the sum that must be paid before the insurance provider starts to pay on a claim, and this is vital to keep in mind. Therefore, it's crucial to have enough cash set aside to pay the deductible if something goes wrong. Thus, the higher the deductible, the lower the home insurance rates in Clover, SC. Homeowners who chose a deductible of $2000 pay $857 toward their home insurance in Clover, SC. Homeowners who chose a deductible of $500 pay $1110 toward their home insurance in Clover, SC.
Homeowners Insurance in Clover, SC- Rates by the Age of the Home
The age of the home can have a big impact on home insurance costs. In general, your premium will be higher the older your home is. This is due to the increased likelihood of issues that need rectifying, such as leaky roofs or an outdated electrical system, in older homes. On the other hand, if your house is more recent, you can qualify for a discount as insurers consider your home to be less risky. In Clover, SC, homeowners insurance for homes that are 30 or 40 years old costs $1140 and $1152, respectively, whereas it only costs $854 for newly built homes.
Homeowners Insurance in Clover, SC- Rates by the Safety Features
A home security system can warn the authorities in the event of a break-in, which can serve to dissuade intruders. A fire alarm system is yet another essential safety component. This can cut your insurance premium and aid in warning you and your family in the event of a fire. Smoke detectors, deadbolt locks, and fire extinguishers are safety features that can help minimize the cost of your homeowner's insurance. These are only a few safety features that can help protect your house and loved ones while lowering your insurance premium. For instance, homes with deadbolts and fire extinguishers in Clover, South Carolina, pay $1011 in insurance.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
State Farm | A | 20.36% |
Travelers | A++ | 5.58% |
Liberty Mutual | A | 4.83% |
Nationwide | A+ | 4.76% |
Erie | A+ | 2.8% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Carrie Hadley | 1427 Emerywood Dr 28210-4105 |
704-553-2327 | |
Gregory W Campbell | 717 W Floyd Baker Blvd 29341 |
(864) 487-3463 | |
Jyoti Patidar Cisr | 4614 WILGROVE MINT HILL RD STE C11 28227 |
704-545-3337 | |
Samantha Cowan-Lynch | 1328 Stallings Road 28104 |
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Sean Omar | 1130 Sam Newell Road Suite C 28105 |
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Ivette Frank | 7925 N TRYON ST STE 206 28262 |
704-548-9001 | |
Martinique Valdez | 10722 Carmel Commons Blvd Suite 400 28226 |
(704) 541-6479 | |
David Komar | 107 Kilson Dr Ste 101 28117 |
(704) 662-7141 | |
Samantha Frione | 3320 Siskey Parkway Suite 101 28105 |
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Samantha Baker | 500 N Church Street 28110 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Martinek Insurance Services | 8520 Tower Point Dr www.martinekinsurance.com 28227 |
(704) 847-4500 Email:rob@martinekinsurance.com |
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East Valley Ins Llc | 4052 Charlotte Hwy Ste 104 29710 |
(803) 746-4300 | |
Charlsen Insurance Agency | 8124 S Tryon St Unit A3 28273-3379 |
704-583-8393 Email:Bill@charlseninsurance.com |
|
K B Hamlett Insurance Services Co Llc | 1106 SKYWAY DRIVE 28110 |
704-289-8451 | |
Invensure Insurance Brokers Inc | 104 E WOODLAND BUSINESS PARK 29721 |
803-289-1169 | |
Albert V Jaskol Agency Inc | 9539 Idlewild Rd www.jaskolinsuranceagency.com 28227-6015 |
704-545-4422 | |
Kohn-Senf Ins Agcy Inc | 411 JACKSON PARK ROAD 28083 |
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Clay Paul Insurance Agency Inc | 3913 Providence Rd S Ste D www.claypaul.com 28173-0121 |
704-243-3443 | |
Nicolaysen Agency Inc | 2309 RANDOLPH RD 28207 |
(704) 376-9896 | |
Martinez Insurance Services Llc | 2500 Crownpoint Executive Dr 28227-7762 |
(704) 248-8000 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Whims Insurance And Financial Services Inc | 4301 Morris Park Dr 28227 |
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Wiley Insurance Services Inc | 900 Branchview Dr, Ste 202 28025 |
(704) 467-8153 | |
Marty Varone | 1729 Celanese Road 29732 |
(803) 329-1453 | |
Douglas J Sopher | 9107 S Tryon St Ste C 28273 |
(704) 588-7397 | |
J Harris Insurance Group Inc | 130 BEN CASEY DR STE 107 29708 |
803-548-5907 | |
Cary Insurance Group Inc. | 124 E Plaza Dr Ste B 28115-8102 |
704-799-1857 | |
Carter Glass Ins Agency Llc | 8854 Arbor Creek Dr 28269-0541 |
704-274-9410 | |
Christopher D Edwards Agency | 1053 Oakland Ave 29732-3034 |
803-985-1330 | |
Nicole C Mcklarney | 4064 COLONY RD STE 450 28211 |
(704) 602-3814 | |
Noltensmeyer Insurance Services Llc | 602 MAIN ST W 28097 |
(704) 781-0027 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Sally Hines | 1973 J N Pease Place Suite 203 28262 |
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Angela Philbrick | 881 W Main St www.angelaphilbrick.com 28043-2515 |
828-245-4145 | |
Kenya Shiver | 103 NORTH CHURCH ST www.kenyatheinsurancelady.com 28115 |
704-664-9495 | |
Dayla Mamot-Sack | 186 W Franklin Blvd www.daylamamotsack.com 28052 |
(704) 861-8555 | |
Dean Bowen | 8810 Bellhaven Blvd 28214 |
(704) 394-2711 | |
Adam Herndon | 5502 Reidville Rd www.adamherndon.com 29369-9744 |
864-587-8897 | |
Marty O'Neill Casl, Clu, Chfc | 2111 S New Hope Rd www.myagentmarty.com 28054-6505 |
(704) 864-1174 | |
Marv Demilio | 2186 Cherry Rd STE 109 www.marvdemilio.com 29732-3282 |
(803) 366-4196 | |
Troy Cox | 19510 Jetton Rd 28031 |
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Michael Davis | 317 W Meeting St www.michaelcdavis.org 29720-2319 |
(803) 283-3383 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Milestone Insurance | 1734 OLD YORK RD 29745 |
(803) 684-4678 | |
Masters Insurance Agency | 423 4th St SW 28602 |
(828) 328-2609 | |
Wolf Point Advisors Ltd. | 275 S Main St 28166 |
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Masters Insurance Agency | 724 4Th St SW www.mastersfinancialnetwork.net 28602-3402 |
(828) 327-4887 | |
Kolcun Insurance Agency Inc | 602 N MAIN ST www.mikekolcun.com 28081 |
704-298-4446 | |
Browning Reagle Insurance Agency | 1727 East Blvd www.browningreagle.com 28203-5823 |
704-373-7444 | |
Callahan & Rice Insurance Group Inc. | 222 E Blackstock Rd 29301-2627 |
864-574-2253 | |
Jw Insurance Group Llc | 602 W MAINS ST www.jwgroupins.com 28097 |
704-982-1156 | |
Timothy B Close Insurance Agency Llc | 2121 Ebenezer, Suite 101 Rock\u00a0Hill 29732 |
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Kriner Insurance Group Inc. | 552 OAK ST www.krinerinsurance.com 28043 |
828-248-3773 |
Erie | Nationwide | Liberty Mutual | |
Median Home Value ($) | 204,150 | 204,150 | 174,150 |
Construction year | 1980 | 1997 | 2014 |
Home Coverage ($) | $300000-$350000 | $300000-$350000 | $350000-$400000 |
Total Premium ($) | $1457 | $1966 | $2008 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Liberty Mutual | upto 16% |
Travelers | upto 6% |
Nationwide | upto 8% |
Erie | upto 18% |