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Home Insurance Costs with Deductible Scenarios in Charleston, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Charleston $260,000 $1,350 $1,833
Johns Island $225,000 $1,261 $1,683
Hanahan $185,000 $1,066 $1,195
Summerville $180,000 $905 $1,233
Charleston $260,000 $1,350 $1,833
Folly Beach $550,000 $3,038 $3,771
Charleston County $245,000 $1,348 $1,636
West Ashley $215,000 $1,192 $1,704
James Island $260,000 $1,524 $1,883
Charleston Central $410,000 $2,283 $3,225

Impact of Coverage Amount on Home Insurance Cost In Charleston, SC

Coverage Amount Home Insurance Cost ($)
$100000 $969
$250000 $1,163
$500000 $1,861
$750000 $2,419
$1000000 $3,096
More than $1000000 $3,580


Charleston, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Charleston, SC Average Home Insurance Cost$881
State Average Home Insurance Cost$1,228
Difference Vs national Average-343

Best Home Insurance Quotes & Estimates for Properties Near Charleston, SC

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
> $10,000 Deductible $492,500 $1260 Cattle St, Codners Ferry St
$5000 to $10,000 Deductible $188,000 $500 Whitton Marine Ln, Brown Pelican Dr, Fogarty Ln
$2500-$5000 Deductible $270,500 $1050 Tuxbury Farm Rd, Olas Ln, Boundary Ln, Kimbrell Dr
$500- $1000 Deductible $465,000 $2010 Cattle St, Codners Ferry St
$500 Deductible $105,500 $380 Whitton Marine Ln, Brown Pelican Dr, Fogarty Ln
$500- $1000 Deductible $69,500 $260 Tuxbury Farm Rd, Olas Ln, Boundary Ln, Kimbrell Dr
$500- $1000 Deductible $921,000 $3640 Cattle St, Codners Ferry St
$5000 to $10,000 Deductible $381,000 $1270 Whitton Marine Ln, Brown Pelican Dr, Fogarty Ln

Top Homeowners Insurance Companies in Charleston, SC

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,460
State Farm $1,459
Safeco $1,353
Farmers $1,327

Charleston, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -115 766
One Claim +53 934
Two Claims +115 996