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Home Insurance Costs with Deductible Scenarios in Charleston, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Charleston, SC $286200 $998 $1,373
Johns Island, SC $260400 $746 $1,026
Hanahan, SC $205700 $643 $884
Summerville, SC $187400 $788 $1,084
Charleston, SC $286200 $998 $1,373
Folly Beach, SC $577500 $1725 $2,374
Charleston County, SC $273100 $971 $1,336
West Ashley, SC $232800 $696 $958
James Island, SC $283500 $721 $992
Charleston Central, SC $477200 $817 $1,124

Impact of Coverage Amount on Home Insurance Cost In Charleston, SC

Coverage Amount Home Insurance Cost ($)
$100,000 $558
$200,000 $1,447
$300,000 $1,998
$400,000 $2,404
$500,000 $3,077
$750,000 to $1000,000 $3,558
Above $1000,000 $4,207


Charleston, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Charleston, SC Average Home Insurance Cost$1,389.6
State Average Home Insurance Cost$989
Difference Vs national Average165.6

Top Homeowners Insurance Companies in Charleston, SC

Insurance Provider Average Homeowners Insurance Cost($)
AAA $1,460
State Farm $1,459
Safeco $1,353
Farmers $1,327

Charleston, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -195 1195
One Claim +111 1501
Two Claims +167 1556