Home Insurance Costs with Deductible Scenarios in Charleston County, SC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Charleston County, SC	$273100	$971	$1,336
Lincolnville, SC	$117400	$579	$796
Wando, SC	$386200	$726	$999
Sullivan's Island, SC	$1248900	$544	$748
Goose Creek, SC	$174500	$748	$1,029
Wadmalaw Island, SC	$293800	$1126	$1,549
Mount Pleasant, SC	$419100	$771	$1,061
Ravenel, SC	$150900	$719	$989
Charleston Central, SC	$477200	$817	$1,124
Folly Beach, SC	$577500	$1725	$2,374

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Impact of Coverage Amount on Home Insurance Cost In Charleston County, SC

Coverage Amount	Home Insurance Cost ($)
$100,000	$469
$200,000	$1,546
$300,000	$2,074
$400,000	$2,415
$500,000	$3,091
$750,000 to $1000,000	$3,574
Above $1000,000	$4,226

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Charleston County, SC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Charleston County, SC Average Home Insurance Cost	$1,352.7
State Average Home Insurance Cost	$989
Difference Vs national Average	128.7

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Top Homeowners Insurance Companies in Charleston County, SC

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,395
Travelers	$1,368
USAA	$967
Universal Insurance	$843

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Charleston County, SC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-176	1177
One Claim	+108	1461
Two Claims	+162	1515

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