Home Insurance Costs with Deductible Scenarios in Bluffton, SC & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Bluffton, SC	$284000	$993	$1,367
Wilmington Island, GA	$238100	$627	$863
Laurel Bay, SC	$120300	$497	$684
Beaufort, SC	$210700	$653	$898
Talahi Island, GA	$335500	$1045	$1,438
Thunderbolt, GA	$179800	$777	$1,069
Beaufort-Port Royal, SC	$161000	$757	$1,041
Hardeeville, SC	$137100	$558	$768
Ridgeland, SC	$155700	$619	$852
Hilton Head Island, SC	$459000	$1034	$1,422

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Impact of Coverage Amount on Home Insurance Cost In Bluffton, SC

Coverage Amount	Home Insurance Cost ($)
$100,000	$468
$200,000	$1,552
$300,000	$2,021
$400,000	$2,440
$500,000	$3,123
$750,000 to $1000,000	$3,611
Above $1000,000	$4,270

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Bluffton, SC Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Bluffton, SC Average Home Insurance Cost	$1,383.3
State Average Home Insurance Cost	$989
Difference Vs national Average	159.3

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Top Homeowners Insurance Companies in Bluffton, SC

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,395
Farmers	$1,327
USAA	$967
Universal Insurance	$843

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Bluffton, SC Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-166	1217
One Claim	+83	1466
Two Claims	+180	1563

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