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Home Insurance Costs with Deductible Scenarios in Bluffton, SC & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Bluffton $265,000 $1,246 $1,342
Wilmington Island $235,000 $663 $1,088
Laurel Bay $125,000 $548 $937
Beaufort $245,000 $1,234 $1,131
Talahi Island $315,000 $973 $1,727
Thunderbolt $170,000 $583 $801
Beaufort-Port Royal $180,000 $757 $1,284
Hardeeville $115,000 $589 $768
Ridgeland $120,000 $562 $865
Hilton Head Island $445,000 $2,158 $2,411

Impact of Coverage Amount on Home Insurance Cost In Bluffton, SC

Coverage Amount Home Insurance Cost ($)
$100000 $968
$250000 $1,162
$500000 $1,859
$750000 $2,416
$1000000 $3,093
More than $1000000 $3,576


Bluffton, SC Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bluffton, SC Average Home Insurance Cost$880
State Average Home Insurance Cost$1,228
Difference Vs national Average-344

Best Home Insurance Quotes & Estimates for Properties Near Bluffton, SC

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $290,000 $1070 Clover Dr
$1000-$2500 Deductible $264,000 $830 Westfield Ct, W Chelsea Ct
$500- $1000 Deductible $199,000 $900 Haven Pt, Bells Park N, Refuge St
$1000-$2500 Deductible $136,500 $410 Bluffton Pkwy, Hampton Lake Dr
$1000-$2500 Deductible $130,500 $340 Paddington Ln, Castle Point Rd
$500 Deductible $281,000 $1150 Clover Dr
$500- $1000 Deductible $704,500 $2730 Westfield Ct, W Chelsea Ct
$500- $1000 Deductible $68,500 $260 Haven Pt, Bells Park N, Refuge St

Top Homeowners Insurance Companies in Bluffton, SC

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,395
Farmers $1,327
USAA $967
Universal Insurance $843

Bluffton, SC Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -114 766
One Claim +70 950
Two Claims +106 986